No hoa no flood insurance required, no hurricane damage or flood. *** listing update, seller is offering 1% financing rate buy down for 2 years. **** *coastal elegance meets modern luxury in this tropical paradise* perched on an elevated lot just moments from the beach, this stunning coastal retreat is designed to impress. Originally remodeled by a licensed contractor as his forever home, no detail has been overlooked in crafting this private oasis. From the moment you arrive, the seamless blend of luxury and functionality is evident, making this a must see for even the most discerning buyer. *exceptional outdoor living* the exterior of this home is a masterpiece, featuring continuous pavers that extend from the driveway to the front entrance, backyard, and pool deckenhancing both aesthetics and ease of access. The lush tropical landscaping creates a serene and private escape, while the covered backyard gazebo offers the perfect setting for outdoor gatherings. Whether you need boat or rv storage, this property delivers with dedicated space and 50 amp shore power. *energy efficient & smart design* this modern home is powered by solar panels, reducing energy costs to $0 for most months of the year. A newer roof, new hurricane impact windows and sliders, and led outdoor lighting further enhance this properties style and efficiency. Every mechanical system has been meticulously updated and maintained. *a home designed for comfort & style* inside, an open floor plan creates a bright and airy feel, complemented by abundant natural light. The wood burning fireplace adds warmth and charm, while the new flooring and all new fixtures add to its coastal decor. The remodeled bathrooms boast designer details, including granite countertops, framed mirrors, and floor to ceiling tiled walk in showers. *a chefs dream kitchen* the heart of this home is the thoughtfully designed chefs kitchen featuring: standalone island with electric and overhead lighting, premium stainless steel appliances, white and gray marbled granite countertops, solid wood white cabinetry with a stylish tile backsplash and a pass through window overlooking the sparkling pool. *unbeatable location & value* nestled in a quiet neighborhood, and situated on an elevated lot outside of the flood zone, this home provides peace of mind while being minutes from the sugar white sands of fred howard park. Boaters will love the quick access to multiple boat ramps, making water adventures effortless. Priced below a recent appraisal, this is the ultimate turnkey tropical paradiseready for you to call home. Dont miss your chance to own this exceptional coastal retreat. Schedule your private tour today! A complete list of all upgrades is available upon request. Partial list includes: structural & exterior improvements: 2019 new roof 2019 hurricane impact windows (all except garage, which has 3m hurricane film) 2019 new electrical panel installed 2021 hurricane garage door installed 2021 new soffit and fascia replaced with new gutters (hurricane proof) 2022 new chimney cap energy efficiency & utilities: 2019 new air conditioning system 2019 water heater replaced 2021 attic solar fan installed 2021 new attic insulation 2022 solar panels installed ($40,000, fully paid for)