REDUCED & HIGHLY MOTIVATED One of the Most Affordable HOA Restricted Single Family Homes in Punta Gorda! Trade yard work for sunsets and serenity in Rio Villa Lakes, a gated 55+ community where low maintenance living meets resort style amenities. This 2021 built corner lot charmer sits high on a 10' ASL stem wall and for additional peace of mind it includes a fully transferrable flood policy, surrounded by swaying palms and undeniable curb appeal. Step inside and discover a move in ready, concrete block home protected by impact rated windows, doors, and shutters. The bright, open floor plan features 3 bedrooms, 2 bathrooms, and fresh ceramic tile throughout, with the primary suite tucked away for peaceful privacy. The heart of the homea newly updated chefs kitchenshines with granite countertops, a farmhouse sink, stainless appliances, and a walk in pantry ready for your culinary creations. Your primary retreat boasts a large walk in closet and spa like en suite bath, while two additional bedrooms offer versatility for guests, hobbies, or a home office. Enjoy Floridas breezes from the screened lanai or relax on the paved patio surrounded by lush landscaping and mature palmsideal for BBQs, morning coffee, or happy hour. Practical upgrades include a 2 car garage with built in storage and laundry, irrigation system, and fresh interior paint. Plus, enjoy the communitys heated pool, tennis court, clubhouse, and pet friendly walking areasall just minutes from downtown Punta Gordas waterfront dining, boutique shopping, farmers market, and marina. With easy access to I 75, beaches, and parks, this affordable single family home offers the space and privacy of a house with the lock and leave convenience of a condo. Why settle for less? Start living your best Punta Gorda lifestyle today! Schedule your private showing now.