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3530 Treasure Circle, Panama City, FL 32408
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Would you like to sell your home before you purchase this one?
Priced at Only: $1,259,000
For more Information Call:
Address: 3530 Treasure Circle, Panama City, FL 32408
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  • MLS#: 779329 ( Residential )
  • Street Address: 3530 Treasure Circle
  • Viewed: 112
  • Price: $1,259,000
  • Price sqft: $634
  • Waterfront: Yes
  • Wateraccess: Yes
  • Waterfront Type: Lagoon,BoatDockSlip
  • Year Built: 2017
  • Bldg sqft: 1986
  • Bedrooms: 3
  • Total Baths: 3
  • Full Baths: 3
  • Days On Market: 235
  • Additional Information
  • Geolocation: 30.1472 / -85.7508
  • County: BAY
  • City: Panama City
  • Zipcode: 32408
  • Subdivision: Hampton Harbor
  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold
  • Provided by: Coldwell Banker Realty
  • DMCA Notice
  • Description
    RARE WATERFRONT. RENTAL PROJECTION OF $70K $80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal use buyers and short term rental investors. With a rental projection estimating year one revenue of $70,000 to $80,000, this is more than a waterfront retreat it is a scarce location first opportunity with income producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short term rental from a standard beach area property. Built with 2x6 construction, hurricane rated doors and windows, spray foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long term utility. Inside, well appointed living spaces are oriented toward the water and flow to a screened in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon mouth proximity, water views, screened outdoor living, and projected year one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Exterior Features: BoatLift, BoatRamp, Dock, Porch
  • Fencing: Partial
  • Living Area: 0.00
  • Other Structures: Sheds
  • Roof: Metal
Land Information
  • Lot Features: SprinklerSystem
School Information
  • High School: Arnold
  • Middle School: Surfside
  • School Elementary: Patronis
Garage and Parking
  • Garage Spaces: 0.00
  • Open Parking Spaces: 0.00
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir
  • Heating: Central, Electric
  • Sewer: PublicSewer
  • Utilities: CableConnected, ElectricityAvailable
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2024
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricOven, ElectricRange, ElectricWaterHeater
  • Interior Features: Loft
  • Legal Description: HAMPTON HARBOUR 70B1 LOT 1 & WLY 21.8' LOT 2 ORB 3789 P 1246
  • Levels: Two
  • Area Major: 03 - Bay County - Beach
  • Occupant Type: Occupied
  • Parcel Number: 31430-010-000
  • Style: Craftsman
  • The Range: 0.00
  • View: Lagoon
  • Views: 112
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Nearby Subdivisions
[no Recorded Subdiv]   A W Pledger Panama City Beach   Baltimore Beach   Banyan Beach   Bay Point Unit 1   Bel Air   Biltmore Beach   Biltmore Beach 1st Add   Causeway Manor   Crescent Beach Unit 1   Cresent Bch Unit 1   Emerald Pointe Resort   Gates At Sterling Cove   Grand Lagoon Banks   Grand Lagoon Pointe   Grand Lagoon Shores 2   Grand Lagoon Shores 7   Grand Lagoon Shores11   Grand Lagoon Villa   Greentree Unit-1   Gulf Lagoon Beach   Gulf Pines   Gulf Pines U-3   Hampton Harbor   Hidden Lagoon   Holiday Beach On The Gulf   Holiday Beach Unit 1   Holiday Beach Unit 13   Holiday Beach Unit 14   Holiday Beach Unit 16   Holiday Beach Unit 3   Holiday Beach Unit 4   Holiday Beach Unit 6   Holiday Beach Unit 8   Holiday Beach Unit 9   Lagoon Estates   Lagoon Manor   Legend Lakes   Magnolia Bay Club   Magnolia Beach 1st Add   Marlin Place   Mimosa Place   No Named Subdivision   North Lagoon Oaks   Palm Bay Unit 4   Palm Bay Unit 5   Pelican Bay   Preserve On The Bay Ph I   Preserve On The Bay Ph Ii   Queensberry Ltd At Bay Point   Sanctuary Beach   Seaview Village   Silver Sands Beach   Silver Sands Unit 1   Silver Sands Unit 2   Sugar Shack Condo   Summerplace Townhouses   The Pines   Treasure Cove   Treasure Cove Unit 2   Treasure Island   Venture Out Travel Trail  
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