Rare Offering: 21 Acre Private Estate. Owner Financing Available. Welcome to 2601 Highway 20 E, a once in a lifetime opportunity to own a breathtaking private estate in Panama City, Florida. Set behind a grand 14 foot private gate and surrounded by over 21 acres, tall pines, and a fully stocked private lake, this custom built home offers the perfect balance of luxury, functionality, and country living. Built in 2007 with quality and craftsmanship at its core, this expansive 6 bedroom, 6 full bath, 2 half bath estate boasts over 7,351 square feet of heated and cooled living space. From the moment you step inside, you are welcomed by soaring vaulted ceilings, large open spaces, and thoughtfully designed finishes. The first floor is constructed with solid concrete block for strength and longevity, while the second floor features durable 2x6 framing for added efficiency and durability. The spacious primary suite is a true retreat, featuring his and her closets, a spa like bath with custom tile shower, and peaceful views of the surrounding property. Entertain with ease in the formal dining room or game room, host unforgettable gatherings around the outdoor kitchen, or retreat to the cozy study for a quiet evening. The gourmet kitchen and luxurious living areas flow seamlessly to the outdoors, where a zero entry saltwater pool, lush landscaping, and breathtaking lake views await. Additional features include spray foam insulation in the walls and ceilings, Andersen storm doors and windows, and four HVAC units for maximum energy efficiency. For convenience and peace of mind, the property is equipped with two 200 amp electrical panels, a whole house security system, two deep wells, two septic systems, and a 40KW whole house generator powered by two 500 gallon propane tanks. The estate also includes a three car garage with insulated 12' x 8' doors, offering plenty of space for vehicles, recreational toys, or additional storage. At the heart of this estate lies a serene spring fed lake, with bass, bream, and catfish, offering the perfect backdrop for fishing, paddling, or simply relaxing in the beauty of nature. This is more than a home it's a lifestyle. A place where wide open spaces meet modern comforts. Where you can enjoy quiet mornings by the lake, sun drenched afternoons by the pool, and peaceful evenings under the stars. Whether you dream of creating a family compound, running an equestrian retreat, or simply escaping to your own private paradise, 2601 Highway 20 E offers a rare and exceptional opportunity. All of this located just minutes from Panama City, Lynn Haven, and 17 Miles from the world's most beautiful beaches. Opportunities like this are rare. Come experience it for yourself.