Buy this home with 100% Financing, no CDD and Low HOA. Discover this stunning 4 bedroom, 2.5 bathroom two story gem, perfectly situated just minutes from the scenic beauty of Lake Harris and the renowned Chain of Lakesan outdoor lovers paradise for boating, fishing, and water adventures. Located in the gated enclave of Oak Bend, this peaceful neighborhood offers mature tree lined streets, sidewalks for evening strolls, and a community pool to cool off and unwind, literally across the home. The home enjoys a rare sense of privacy and tranquility, with no side or rear neighbors. Step inside and youll be welcomed by a formal living/dinning rooms that flows into the kitchen with a few steps and a great roomideal for family gatherings or entertaining friends. The heart of the home is the well appointed kitchen, with stone counter tops, island and stainless steel appliances. The main floor also features a thoughtfully placed half bath for guests and the primary suite that serves as a true retreat, complete with a huge walk in closet. Upstairs, a versatile loft provides the perfect setting for a game room, home office, or secondary lounge, along with the additional bedrooms and bathroom. Step outside and unwind in your private backyard perfect for starry nights or weekend relaxation. Schedule your private showing todayyour Florida dream lifestyle awaits!