Home is NOT IN A FLOOD ZONE. NO FLOOD INSURANCE NEEDED! Tucked away in the heart of Holiday, this beautifully upgraded 3 bedroom, 2.5 bath home offers both comfort and convenience in a golf cartfriendly community just minutes from everyday essentials. With no flood zone worries and sitting 12 feet above sea level, this property brings peace of mind along with modern living. The 1 car attached garage features a spacious layout and an epoxy finished floor. Step inside and be welcomed by a smart, split bedroom layout designed for privacy and functionality. The spacious eat in kitchen is perfect for the home chef, featuring granite counters, a breakfast bar, a pantry, and sleek new appliances. The open concept layout flows into the main living areaideal for entertaining or quiet evenings at home. The oversized owners suite features a walk in closet, double vanity, and walk in showeryour personal retreat after a long day. You'll also love the convenience of the second floor laundry roomno more hauling baskets up and down stairs! Head outdoors to your private sanctuary: a screened in lanai opens to a fenced in extended patio with low maintenance Astro Turf, perfect for grilling, lounging, and letting your pets roam safely. Best of all, the private backyard backs to a serene nature preserveno rear neighbors, just peaceful views! This community welcomes golf carts, making it easy to explore the area. Enjoy access to a dog park, recreation center, and local playground just a short walk away. Additional upgrades include heat/light reducing window tint for energy efficiency and hurricane shutters to help lower insurance premiums. And with flexible lending options availableincluding low or zero out of pocket programsmoving in could be easier than you think. Contact us today to schedule your showing and start living the Florida lifestyle you've been dreaming of!**FREE 1/0 Rate Buy Down when using the seller's preferred lender!**